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Workers' Compensation - "Pay As You Go"

Workers Compensation -–

A “Pay As You Go” solution” to this costly burden.  No guessing what your premiums will be.  They are calculated  each pay period, based on your payroll.  We have access to several different proivders, so you can get the best rate possible.  Contact Us Today to get a Free, no obligation quote!   

Many of our clients use The Hartford's XactPAY®  program.  Read below for more information on this program.

What Is XactPAY®?  

XactPAY® is The Hartford's integrated payment service that calculates insurance premiums for a Hartford Workers' Compensation policy which amount is then withdrawn directly from your bank account every time you run payroll.

XactPAY® offers a unique and hassle free approach to paying for Workers' Compensation insurance. Rather than paying for insurance up to a year in advance and tying up vital cash, premiums are paid as you go one payroll period at a time!  

Benefits Of XactPAY®  

Your Hartford Workers' Compensation premiums will be based on actual payroll data which will: 

  • Eliminate large down payments
  • Eliminate finance and billing fees
  • Eliminate late fees
  • Eliminate the need to write checks
  • Potential to minimize audit adjustments
  • Allow for better cash flow management

Why Is It So Popular?  

Currently integrated with many of the most popular accounting and payroll software products in the industry XactPAY® is easy to use. Once your Hartford Workers' Compensation policy is issued, your premiums are automatically drawn from your bank account without any involvement from you. 

Why The Hartford?  

The Hartford, a nationally recognized leader in commercial business insurance, offers: 

  • Support by The Hartford's Payroll Alliance Center 
  • Dedicated small business service center
  • Staff of insurance professionals located in Farmington, CT
  • Hours of Operation: M-F 8AM-6PM EST
  • Competitive Insurance Rates
  • Innovative Insurance Products
  • Exclusive coverage endorsements with The Hartford's Workers' Compensation Broad Form
  • Industry Leading Claim Services:
  • Medical/Case Management
  • Loss Connect - 24 hour claim reporting
  • TeamWorkSM - Return to Work Program
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